Daraz 11.11

• Maximum discount of PKR 1,000/- can be availed per transaction. * Minimum Order Value PKR 3,000/- * One transaction per Campaign. * Program cannot be availed by Eligible Customers in conjunction with other promotion offers offered by Daraz that is in direct competition with this Program. * The Bank reserves the right to change the criteria of any discount offering by providing Daraz a prior written notice of fifteen (15) days and with mutual agreement by both Parties. Any accrued discount already passed on to Eligible Customers prior to the termination or withdrawal or revisions will be payable as per the terms and conditions of this Agreement. * Eligible Customers are entitled to discounts in respect to payments made at on Daraz Portal through their Bank Debit and Credit cards. Eligible Customers cannot avail the benefit of the Program if payment is made through cash on delivery transactions. * The Bank is not responsible for unsatisfactory or delayed performance, losses, damages, delays or cancellation of products. * The Bank has no control over and does not guarantee the quality, safety or legality of items advertised, the truth or accuracy of users' content or listings, the ability of sellers to sell items, or the ability of buyers to pay for items, * The discounts are not valid in conjunction with other special promotions, discount programmes or vouchers defined by HBL or alliance partners * The discounts cannot be combined with group discounts, parties, special events or any other offers * HBL Cardmembers are entitled to discounts in respect to payments made at the alliance partners through their HBL Cards. This is not applicable in respect to cash transactions. * HBL will not be responsible for any complaint or liability whatsoever that arises with respect to items and services availed on the mentioned partners. * HBL reserves the right to terminate or withdraw or change the criteria of any discount offering without providing prior notice or reason. * HBL is not liable for the accuracy of the brand offers mentioned under alliances. For updated brand offers, please refer to the relevant alliance partner’s website or physical outlet.

• Maximum discount of PKR 5,000/- can be availed per transaction. * Minimum Order Value PKR 50,000/- * One transaction per Campaign. * Discount on High AOV Vouchers * Program cannot be availed by Eligible Customers in conjunction with other promotion offers offered by Daraz that is in direct competition with this Program. * The Bank reserves the right to change the criteria of any discount offering by providing Daraz a prior written notice of fifteen (15) days and with mutual agreement by both Parties. Any accrued discount already passed on to Eligible Customers prior to the termination or withdrawal or revisions will be payable as per the terms and conditions of this Agreement. * Eligible Customers are entitled to discounts in respect to payments made at on Daraz Portal through their Bank Debit and Credit cards. Eligible Customers cannot avail the benefit of the Program if payment is made through cash on delivery transactions. * The Bank is not responsible for unsatisfactory or delayed performance, losses, damages, delays or cancellation of products. * The Bank has no control over and does not guarantee the quality, safety or legality of items advertised, the truth or accuracy of users' content or listings, the ability of sellers to sell items, or the ability of buyers to pay for items, * The discounts are not valid in conjunction with other special promotions, discount programmes or vouchers defined by HBL or alliance partners * The discounts cannot be combined with group discounts, parties, special events or any other offers * HBL Cardmembers are entitled to discounts in respect to payments made at the alliance partners through their HBL Cards. This is not applicable in respect to cash transactions. * HBL will not be responsible for any complaint or liability whatsoever that arises with respect to items and services availed on the mentioned partners. * HBL reserves the right to terminate or withdraw or change the criteria of any discount offering without providing prior notice or reason. * HBL is not liable for the accuracy of the brand offers mentioned under alliances. For updated brand offers, please refer to the relevant alliance partner’s website or physical outlet.